Sources list for PAYING THE BILLS:

Stephanie Armour, "What recovery? Working poor struggle to pay bills", USA Today, September, 2004
The Working Poor

Lazarus. D. (2005, January 12). Bill paying is easier - so is fraud. Retrieved February 26, 2005 from Web site: http://www.sfgate.com/cgi-bin/article .cgi?f=/c/a/2005/01/12/BUGKJAOOHH1.DTL Lazarus. D. (2005, January 12). Bill paying is easier - so is fraud. Retrieved February 26, 2005 from Web site: http://www.sfgate.com/cgi-bin/article .cgi?f=/c/a/2005/01/12/BUGKJAOOHH1.DTL
E-Banking

Metcalf, D., Hansen, K., & Charlwood, A. (2001). Unions and the Sword of Justice: Unions and Pay Systems, Pay Inequality, Pay Discrimination and Low Pay. 61. Retrieved September 5, 2004, from Questia database, http://www.questia.com.
Labor Unions

Templeton, Bill. "Bill Gates Wealth Clock." 1996. 20 Dec 2004. http://www.templetons.com/brad/billg.html
Bill Gates

To Pay or Not to Pay for Transplant Organs: Could Financial Incentives Boost Transplant Supply of Organs, and Would It Be Ethical? Ascribe Higher Education News Service;
Donor Shortage

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